Should colleges be held financially accountable if graduates, with degrees leading to lower income jobs, default on their student loans?
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@ISIDEWITH10mos10MO
How would your perspective on college change if tuition were free, and how might that impact society?
@9WR5FST8mos8MO
College is not what it used to be. Seems to me a waste of time and money for a large portion of the student body. A degree in social activism, really?
“A degree in social activism, really?”
Social activism is a major you can choose, not a degree. You would have to take courses in political science, economics, social engineering, and other related fields. Not to mention the required courses in Math, Statistics, Writing, and other essentials. It's a lot more difficult than just picking one thing to learn and getting a piece of paper for it. A social activist could get a job working for the Child Protective Services, Unemployment Agencies, journalism, or public administration. A major is just something you want to specialize in. The degree would be a Bachelor of Arts or Master of Arts.
@9VLS2L79mos9MO
I have zero plans to go to college right now, but if it would be affordable of course I would and I would likely be better off in life. Society would be smarter, and it would likely stimulate the economy with the improved job availability.
@9VLN4QJLibertarian9mos9MO
It would not stimulate the economic most college student just don’t used their degree.😂
70.2% of recent bachelor recipients are employed, while only 32.4% of recent high school graduates are employed. College students use their degrees to get employment. https://www.bls.gov/news.release/hsgec.nr0.htm
@9VLPT5PRepublican9mos9MO
if tuition were to be free in collage the literacy rates would spike tremendously creating a well educated society.
@9WR696D8mos8MO
I think it would make our labor force more productive, competitive, educated, and happy.
@9R99ZZD 12mos12MO
No, and higher education should be free for everyone. Furthermore, there should be standards on how much a job should pay if it requires a degree. A job that requires a Bachelor, master's, or doctorate should more than pay enough to pay for associated student debt. So, regulate minimums.
@ISIDEWITH10mos10MO
How do you think student loan debt impacts mental health, and is enough attention given to this issue?
@9YG2QT98mos8MO
I see people having mental breakdowns on the daily because they cannot repay their student loans. We need to cut those loans and help those students.
@9YG376J8mos8MO
Student loan debt negatively effects mental health and I would like to see more attention given to it.
@9YFZLDW8mos8MO
Student Loan Debt certainly depresses the finances of many Americans, and though sufficient attention is afforded to the issue, insufficient actions have been effectuated to address this dilemma.
@9YFZ6K48mos8MO
It impacts it massively, imagine having to grapple with the fact that 45 years from now you might still be paying off the math class that you are currently studying for a test in
@9FQG2VJ2yrs2Y
No, it’s the students responsibility to manage their financial outcome, but the price to earn a higher education should be lowered.
@9FQNVNJ2yrs2Y
yes, university should explain the financial viability of degrees and all students need to go to financial literacy course before taking on debt
@9WVLX9J8mos8MO
No, the student is responsible for paying back their loan at the end of the day. However, loan interest rates should be significantly lowered and reevaluated.
@9VJVCC8 9mos9MO
it is the student’s responsibility to manage their financial outcome, but the cost of education should be reduced.
@9GDSQ542yrs2Y
No, and higher education should be free for everyone No, we should instead focus on decreasing the cost of education No, it is the student’s responsibility to manage their financial outcome
@92YHQCV 1yr1Y
The Answer depends on the College, but we should instead focus on decreasing the cost of education until it's free because higher education should be free for everyone
@9FPCWDB2yrs2Y
No, college should be free and publicly funded.
@B5X32CW2wks2W
yes if they are for profit universities and we should also focus on lowering tuition costs for all universities and community colleges
@Brandonnoe84Libertarian 1yr1Y
Engaged University Debt Accountability
Yes, while it is the students responsibility to manage their financial outcome, it is the colleges responsibility and financing companies to only give out loans to people who are able to pay them back.
@ISIDEWITH10mos10MO
How do you think student loan debt affects your decisions about your future career or life goals?
@9YFL57N8mos8MO
If I were to go to college, it would depend on how you're doing financially, and it may change your choice on what school you go to because of the money you owe.
@9TNKSGB10mos10MO
the more debt you have the harder it is to move on from and many people may not follow their dreams or achieve their American dream because of the fear of the enormous debt that comes with schooling.
@ISIDEWITH10mos10MO
In your view, who should bear the brunt of student loan debt—the student, the university, or society?
@9TQSZ3910mos10MO
The student and the University, but mostly the University.
@9THXN4BRepublican10mos10MO
I think that the student should be responsible for the debt because it was there chose to go not the unversity
@9GWFLNS2yrs2Y
No, the students should be held responsible for their own finances but also should have an optional class to help with financial responsibility
@B5TYLNLRepublican3wks3W
Colleges and universities should not allow student loans beyond a certain percentage of the total cost of the education so students don’t incur the high debt
No, College should be free for lower to middle income families. High income families can pay for their child's education.
@B5SSL9P3wks3W
Yes, but only if they are for profit universities and make the liability proportional to the expected yearly income of the degree offered
Graduates should be able to request a refund of tuition after 5 years if they can not land a career related to their degree despite a reasonable effort to do so.
@B5P67FS1mo1MO
Yes, only if it one these Made-up degrees that no jobs are looking for. As for that they should offer more support for helping to find/getting a job well also help offer information on the major they are going into.
@B5P358K1mo1MO
colleges should be held partly responsible, however they should still let students graduate without having to go into terrible debts.
@B5KJZRK2mos2MO
No, But they should offer a reasonable amount of resources for job placement and networking support.
@AAbattery444Progressive 2mos2MO
Yes—colleges (public and private) should share in the cost of student defaults, scaled to a program’s median graduate earnings, alongside stronger tuition-controls and career-advising safeguards.
@B5J4DSX2mos2MO
If they are handing out loans they know will not be repaid that is on them. But at the same time the students shouldn’t be without responsibility
@B5CL6J92mos2MO
No, we need to decrease the cost of education, and then it is most definitely the student's responsibility.
@B58NX8HIndependent2mos2MO
No education is free and college and schools should stop acting like a bank and start acting like a school
@B58JJKS2mos2MO
No, but schools need to stop acting like a bank and start acting like an educational institution instead of financial regulation institution
@B567ZYG2mos2MO
I think that all people should get vaccinated, unless they have a medical condition which prohibits them from getting vaccinated because they will become dangerously sick.
@B54JYWP2mos2MO
Yes, but higher education should be free for everyone and outstanding student loans should be forgiven.
@B4ZGSD82mos2MO
It should depend on the reason for truancy.. Sickness, death, injury, should excuse it but, missing the bus or oversleeping is not an excuse.
No, and higher education should be free for everyone Yes, but only if they are for profit universities
@B4VPF5N2mos2MO
depends if the student goes to a low income job on purpose to ex-punch their student loans its 50/50
@B4V42QN2mos2MO
As someone who this happened to, i am not completely unbiased. However, i do like option 4 the most, but i have noticed that what REALLY needs addressed is there is NO NETWORKING OR JOB PLACEMENT ASSISTANCE (OR IF THEY DO IT'S EXTREMELY LIMITED) logic; "i wouldn't have to hold Uni liable if i could get a qualified well paying job with employer stability in the first place. I am phi theta cappa with a 3.75 gpa and have too many Dean's List to count 5+++ and IQ well north of 140 and have no job prospects due to networking issues. I cant have kids and my uterus is wasting… Read more
@B4PXK3K3mos3MO
It is the student's responsibility, but in some cases the college could be held liable. It's better to decrease the cost of education instead.
@B4KLCSB3mos3MO
I think that if colleges are advertizing that a certain degree will lead to a certain job or career field and the degree that the students get isn't useful anymore then the school should pay the students back their money
@B4J2MQV3mos3MO
People without degrees can still become rich. If it is truly the college's fault, then sure, they can assume liability. However, if a person chose a degree that won't earn them much money, and they aren't financially responsible, then no, it's not the college's fault.
@4KBRM54 3mos3MO
No, decrease the cost of education and incentivize education in industries needing more skilled labor.
@B4FCJW4Republican3mos3MO
Yes, but it should be the victim's choice whether or not to do so or not for the sake of freedom, federalism, weak government, and checks and balances.
@B4D6KHP3mos3MO
For the sake of freedom, federalism, weak government, and checks and balances, it should be up to the victims on what to do with that.
@B3SSJNF 3mos3MO
establish a special billioonares and over 50 million tax that applies on all forms of income, hire back 50,000 irs agents to specifically only go after multi-millionares and billionares and dont allow them to move money to offhsore accoutns to circumvent without government approval and make ti free for everyone inclduing everyone who paid off in last 5 years and 50% paid back to those in last 10 years
@B4D4XGL3mos3MO
I feel it is a grey area and that in some cases the college could be sued but over all there should not be a policy as it is their will to go to that school.
@B4BVFP43mos3MO
I believe college should be free and no one should have to pay to get a higher education especially if you are graduating from highschool with no money and then you have to pay 90,000 just to go to a good college for a year
@B48ZGNN3mos3MO
I support 100% loan forgiveness, followed by free in state tuition at public schools. For-profit private colleges and universities would be banned, while non-profits would have to be paid for by private means.
@B46TQWRConstitution3mos3MO
No, but college counselors should warn students that certain degrees will lead to lower-income jobs.
@B44H2ZL4mos4MO
Yes not only the college but the government as well, people should not be finally paying off their loans in their 30-40s and no one should ever go into debt for wanting to attend a higher education. Why is schooling free when we are kids when everyone knows you can't get far with only a high school degree, unless you plan to work blue collar that would be the only well paying job.
@B3ZYM5D4mos4MO
Yes, but only in cases of rip offs or false advertising for the sake of Law and Order but still have rights to attorneys and fair trials for the sake of freedom, the Constitution, a weak central government, federalism, and checks and balances
@B3ZJ6TBPeace and Freedom4mos4MO
Yes, but ultimately I think we should strive to decrease the cost (or eliminate costs altogether) of higher education.
@B3SSNPB4mos4MO
yes, but it should be proportional to the yearly income of the degree, and mildly depend on if it's a profit university, but we should also really consider decrease or eliminate the cost of higher education to eliminate the issue altogether
@B3QZ3CR4mos4MO
Yes, but more liability for lower income degrees and minimal to no liability for high income degrees
@9L4Z23BIndependent 4mos4MO
Yes, universities should co-sign federal loans and be held responsible if students default due to not getting a career in the same field as their degree
@B35C8WL5mos5MO
Should uk labours prime minister only any risk on outcomes never thinks positive in attunement issued by Australia prime minister agreed in nice hands with economic rates
@B2VVW645mos5MO
No. but schools should counsel those students about their opportunities for income after graduation so those students are aware they are in a low-income field.
@B2SV7NDRepublican5mos5MO
No, it is the student's responsibility, but we should also focus on decreasing the cost of education.
Though it's the student's responsibility to manage their finances, colleges should have a liability proportional to the expected yearly income for the offered degree.
@B2PL35B5mos5MO
For-profit schools should be held liable for predatory practices, lies to young learners, and higher education should be provider on the cost of the degree vs the likely income and repayment, costs of education need to greatly decrease
@B2JNN9V5mos5MO
No, but the federal government should prohibit subsidized student loans to attend universities with a high dropout rate and low graduation rate.
no the college is in the business of selling you an "education" not an outcome. so if a student gets a very successful job should the college charge them more? if the answer is no to that, they should not be held liable for the outcome. the student made several choices including which college they went to.
@9ZS445V7mos7MO
The entire educational system needs to be reworked so that it teaches children life skills and how to succeed once they reach adulthood while also being taught street smart skills. Colleges should be ONLY for those who need EXTENSIVE education in very advanced fields in controlled safe environments and ONLY if they can truly find success in that field. They should receive no more than a full semester at a large discount to ensure they remain a good fit and after that, if they continue, should be financially liable for everything from there on out.
@9ZKDMHJ8mos8MO
No, but the universities should be required to give statistics about the likelihood of this happening
@9ZJJ5XH8mos8MO
I think there should be support groups for helping these people pay off their loans so then people aren't getting into these situations.
@9ZDHGHP8mos8MO
As long as they are publically funded, even if in part, if a portion of their student population isn't properly educated on the amount of money they will typically make for each major and have an almost insurmountable loan amount, they should be punished or radically incentivized to keep their student population educated
@9YGXH8R8mos8MO
I think that if they cannot pay the money and it seems they can't then I think that some of the money should be let off the person so the money can be paid easier.
@9YGBHDX 8mos8MO
I believe each degree should vary in cost according to likely financial profit for student in their field, rather than being based on the institution itself.
I believe there should be more forgiveness options for individuals who are unable to continue work in their field post-graduation.
I believe we should provide better training for high school & college students on finance, budgeting, cost-of-living, purchasing a home, expenses involved in raising a family, etc.
I believe we should decrease the cost of education! Germany provides free education, and they are doing well as a nation economically.
@9Y9MRWK8mos8MO
There should be more scholarships and lower interest rates for 4-year education for careers resulting in lower income jobs, like teaching, but not for masters and doctorate programs.
@9Y5BVVP 8mos8MO
No, but we need to decrease the incentives for colleges to offer student loans by making the colleges themselves the loaning entity.
@9Y4QMBP8mos8MO
if the student was misled by the university on potential jobs that could be obtained with the degree
@9XRJ4RX8mos8MO
Provide better financial education so young students understand the field they are going into and what they could possibly end up making
@9XR6ZP4 8mos8MO
Yes for liability proportional to expected yearly income (for those who are already in debt for their tuition AND also make higher education free for everyone for those not yet in debt &/or who are going back to school after going in debt for a previous period of study.)
@9XP443R8mos8MO
No, students should be responsible to manage their financial outcomes, but we should also decrease the cost of education, and it should be harder to get a loan for a kid especially when it's really expensive. People should save up before going to school a few years, find more scholarships, and consider state schools and 2 year schools and trade schools that May be more affordable.
@9XN5WFP8mos8MO
Yes to an extent, but only if they got a job in the field that they have their degree in. College is a waste of time and money for a lot of americans.
@9XN53K88mos8MO
It is the student's responsibility on their financial outcome but we should also end subsidies for colleges.
@9XMMTTM8mos8MO
We should decrease the cost of education by making government not involved in student loans and stuff.
@9XJ58Z6Independent8mos8MO
Yes, and the cost of an education/tuition should vary based on reasonable expectations of future earnings.
@9XHRSPV8mos8MO
I think funding from colleges to students should be limited based on the projected earning potential of the degree.
@9XFZ2N58mos8MO
No, schools should be held accountable to the quality of preparation for the student along with curriculum choices
@9XFW5PBIndependent8mos8MO
Cost should be based on the average salary in the field a student wants to major in costing half of the annual average income for the position.
@9XDPBXR8mos8MO
No, it's the students financial responsibility and lenders should be allowed to assess students desired degree before lending
@9X9RQYP8mos8MO
No but universities should use a national standard for employment in relevant field after graduation, schools lie constantly on this.
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