In addition, Local, State and Feds and any remaining private or semi-private companies need to come up with a plan - and stick to it - so that all current pension plans are fully funded and invested. Pensions were a nice theory, but allowing companies to defer fully funding them each year, esp. during the baby boomers years has created a huge deficit, burden and problem for the financial current and future of those programs. This is a topic most ordinary citizens do NOT understand.
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