The Biden administration on Friday is expected to propose a new regulation cracking down on short-term health insurance plans,

https://politico.com/news/biden-health-insurance

The Obama administration in 2016 limited short-term plans to three months in an effort to get more people on year-round plans sold on the new federal and state-based exchanges created by Obamacare.

The Trump administration adopted regulations in 2018 that let people stay on short-term insurance plans for 12 months and renew those plans for three years. Critics at the time derided short-term plans as “junk” that would not protect people with pre-existing conditions.

Insurers must also post a warning alongside short-term plans alerting consumers that they don’t have robust coverage.

Unlike plans sold on Obamacare’s insurance exchange, a short-term plan doesn’t cover essential health benefits. For example, some plans limit doctor visits, others don’t cover prescription drugs.