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Last answered 1min ago
Distribution of answers submitted by American voters.
Yes, these executives committed fraud and should be fined and jailed for their roles in creating the largest financial crisis since the great depression
Data includes total votes submitted by visitors since Oct 20, 2013. For users that answer more than once (yes we know), only their most recent answer is counted in the total results. Total percentages may not add up to exactly 100% as we allow users to submit "grey area" stances that may not be categorized into yes/no stances.
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* Data estimated by matching users to U.S. Census data block groups via the American Community Survey (2007-2011)
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Data based on 30-day moving average to reduce daily variance from traffic sources. Totals may not add up to exactly 100% as we allow users to submit "grey area" stances that may not be categorized into yes/no stances.
Learn more about Wall Street Accountability
Since the 2008 financial crisis, no Wall Street Executives have paid fines or gone to jail for their roles in selling fraudulent mortgage backed securities to investors. Instead of criminal charges, the six largest U.S. banks have paid over $70 Billion in fines to the U.S. Government. As part of the settlements, none will have to admit to any wrongdoing. Opponents argue that these fines are enough and jailing top Wall Street Executives will de-stabilize our financial system. Proponents argue that the fraud committed by the banks are criminal and the individual executives who orchestrated them should be fined and jailed. See recent Wall Street news
More stances on this issue
Yes, they should be prosecuted when it can be shown that they intentionally defrauded people, but all lawmakers responsible for pushing subprime loans through Fannie Mae and Freddy Mac and who passed the laws making those lending practices legal. 3mon ago from a Constitution in Coloma, MI.
No, they only took advantage of the regulations they paid politicians to put in place. Politicians that give these special privileges in exchange for money are to blame. 3mon ago from a Libertarian in Farmington, NM.
They should be investigated and charged as an ordinary citizen would be charged. By the law that is on books and punished as stated in that law. 1yr ago from a Libertarian in Spring Hill, TN.
Only if the members of the federal, state and local government who helped pass the laws that paved the way for the 'crisis' are also prosecuted. Many of these executives were only following laws passed by people who had, and have, no knowledge of how the world of private enterprise works. 2yr ago from a Libertarian in Baxley, GA.
Unfortunately I doubt they can be jailed because the laws are not clear enough or protect them from their morally reprehensible behavior . The laws need to change for the future so this is the last time we need to face this kind of a financial disaster. We need deterrence laws for this industry. 2yr ago from a Democrat in Rancho Santa Margarita, CA.
If it can be proven that they violated the law, prosecute them. But then the government doesn't enforce a lot of immigration law, so might as well forget the Wall St. prosecutions. 2yr ago from a Republican in Leominster, MA.
They should be investigated and charged if fraud is found. In addition, gov't workers and politicians who were involved should face the same investigation/indictment. 2yr ago from a Republican in Peoria, AZ.
Finding and blaming scapegoats (in most cases by attacking companies that bought firms with problems) is not helpful. In no large cases that have come to light have criminal behaviour been shown. In any cases where there is criminal activity then charges should be filed but this has and should be mostly a state activity. 2yr ago from a Republican in Larchmont, NY.
You have to break the law to be criminally charged. You don't charge someone with a crime because you did not like the outcome. Congress passes the laws and no laws were broken. How that is possible is due to the lack of legislation. You can't break it if it's not legislated. 2yr ago from a Republican in Dallas, TX.
Both government and wall street are to blame. Don't know if $70 Billion was enough. The banks are sure making a killing with their higher interest rates since their bailout. No one bailed me out. 2yr ago from a Republican in Seymour, TN.
Yes if they did something crimmanily wrong, however the likes of barney frank & chris dodd should be held responsible also. The community reform act caused the problem and fed. gov't extortion of the banks because of this law caused the ecomny to tank. 2yr ago from a Republican in Lincoln Park, MI.
Levy stiff fines onto every person, whether lawmaker or financial executive, for allowing the subprime mortgage crisis to happen. Money people understand what a stiff penalty it is to them to have to pay for their transgressions. 2yr ago from a Libertarian in Cleburne, TX.
Reference question on question above. As far as worry about de-stabilizing our financial system? Have you lost your mind? It is already de-stabilized thru stimulus, The Fed's monetary policy and TARP. When this Piper gets paid you will truly understand the meaning of pain. 2yr ago from a Libertarian in Springboro, OH.
Yes as well as the Congress, Senate, and every Presidential Administration since Carter for continuing to support the laws that required financial institutions to make bad mortgage loans in the first place. 2yr ago from a Republican in Littleton, CO.
Lawmakers are as much to blame as the CEO's. If it can be proven that anyone benefited from these poor decisions then they should be prosecuted including law makers. 2yr ago from a Republican in Des Moines, IA.
Only to the extent that some violated federal law. The real issue is federal policies that distorted the free market, incentivising mal-investment, creating bubbles, which ultimately pop. 2yr ago from a Libertarian in Corrales, NM.
Yes and so should every homeowner who bought a house they knew they could not afford, or refinanced and took out equity that didn't exist so they could skiing in Vail. 2yr ago from a Republican in Charleston, SC.
All the people who committed any felonies or fraud should pay the appropriate penalty (jail and fines) -- that includes politicians, Fed Reserve and other bankers and wall street. No bonuses. 2yr ago from a Republican in Windsor, WI.
Gov required banks to loan money to those who could not may the loans back, thus creating a bad situation. Those that backed that demand should be forced to pay off the bad loans themselves. 2yr ago from a Republican in Stewartstown, PA.
It is both an executive and governmental failure. Those executives should be charged, but without investigating how the laws were formed for their use in creating the crisis, it will simply happen again. 2yr ago from a Green in Dayton, OH.
Lawmakers as well as the Wall Street Executives and Bankers and Activist Groups such as ACORN should be criminally charged for their roles in the 2008 subprime mortgage crisis. 2yr ago from a Republican in Rocky Ford, CO.
No. But government employees and officials should be penalized, fired and maybe held criminally liable for forcing mortgage companies and banks to lend money to people who were financially at risk. The free money offered by Fannie Mae was criminal in nature and was the primary cause of our financial crisis. The administration and democrats forced them to lend the money. 2yr ago from a Republican in Pflugerville, TX.
If you have committed a crime then you should be accountable.........Bankers and Congressmen........clergymen, US Presidents, teachers, celebrities , ambassadors, youth, animals..............accountability is word where ignorance is no excuse. The offended should be the only party to have a say in leniency . 2yr ago from a Republican in Ocala, FL.
Executives should be charged only if they broke the law. 2yr ago from a Republican in Yulee, FL.
Clinton created this mess with his "No money down" dictate and forced the lending institutions in giving ARM loans to people who did not qualify. 2yr ago from a Republican in Prescott Valley, AZ.
Don't know enough about what actions if any have already been taken to have a stance. 2yr ago from a Republican in Greenville, SC.
For every 4 bankers punished there should be 1 regulator similarly punished for failing to recognize the need to nip the misdeeds in the bud. The SEC and the members of Congress and Senate who failed to recognize a problem should be called out. Who's to call them out? Perhaps that's the Senates job. It's the job of Congress to see that the Executive branch has clear mandates as to moral guidance of our financial system, it's the Executive branch's job to follow mandates in a timely manner, and the Senates job to overview this synthesis. Members of House of Reps need to reach out to the general population more energetically and avoid relying on the most aggressive groups or individuals to inform them. 2yr ago from a Green in Potwin, KS.
Don't know enough about this. 2yr ago from a Libertarian in Brentwood, CA.
The government needs to take responsibility for their fair housing act forcing banks to make loans they knew were marginal. Can not blame the banks for finding a way to dump risky loans they did not want to make to begin with. The government needs to stay out of the picture in the markets unless fraud is detected. 2yr ago from a Republican in Beechgrove, TN.
I haven't seen evidence of crime. If crimes were committed, they should be prosecuted. 2yr ago from a Democrat in Porter, TX.
All the executives at the highest level of all the major banks and Wall Street firms, for their roles in the subprime mortgage crisis should be criminally charged, all their wealth should be confiscated and they should not be allowed to do any kind of work related to banking, finance, foreign currency, trading with the stocks. 2yr ago from a Green in Cos Cob, CT.
All those who contributed to the crises weather lawmakers or executives should be held financially accountable and be criminally charged as well and should never again be allowed to hold office or work at a financial institution. 2yr ago from a Republican in Mount Wolf, PA.
Wall street execs should be thrown in jail for the rest of their lives along with investment bankers , their should be a way to remove wall street stock markets from the economy , make it a rich mans Vegas where only they will be hurt if wall street screws up. 2yr ago from a Democrat in Tacoma, WA.
Yes but also imprison government officials (FHA, Fanny Mae, Freddie Mac) and the congressmen and senators who were prime movers in requiring or "encouraging" banks and other lenders to make subprime mortgages. 2yr ago from a Republican in San Diego, CA.
All involved should be investigated weather Wall Street, law makers or bankers & all guilty parties should be weeded out & punished accordingly & avoid lumping all into the guilty category regardless of guilt. 2yr ago from a Republican in Rock Springs, WY.
There is no one single solution to each and every case here. Some may have committed fraud and should be charged, some acted ignorantly, which should cost them their jobs or profits. 2yr ago from a Democrat in Garden City, ID.
Only the ones who committed crimes. 2yr ago from a Libertarian in Fuquay Varina, NC.
Open question---they were given the rules by the government and played by the rules--if anyone is at fault it is harry reid and the democrats. 2yr ago from a Republican in Devon, PA.
No, lawmakers forced the banks to make the bad loans and should be held accountable. Bank that received a federal bail out should not be able to award executive bonuses until the bail out is paid off. 2yr ago from a Republican in St Columbans, NE.
End trading by congress except through blind trust, fine congress for it. 2yr ago from a Republican in Potwin, KS.
Both lawmakers and corporate executives should be held criminally accountable for their roles in the 2008 mortgage crisis. Going forward, the government should stay out of the housing and lending markets. There should be no direct or indirect influence by the government. 2yr ago from a Libertarian in Virginia Beach, VA.
Depends on the case. 2yr ago from a Republican in Larchmont, NY.
Congress should be held accountable for the subprime crisis. Barney Frank and Senator Dodd in particular for their role in pushing banks to make risky loans to dead beats. But these thieves will go unpunished as their is no reporters left in the world to investigate Washington. They were bought and paid for by the dems many years ago; we get stuck with a Socialist/Communist country ran by a den of thieves. Sick!. 2yr ago from a Republican in Western Springs, IL.
The regulators AND the Executives who let "NO money Down" and "NO income Verification" become a possibility should be FINED and BARRED from Public Corps. and Government Employment. 2yr ago from a Democrat in Bloomfield, CT.
No, all financial gain should be stripped from them and they should be given the option of either accepting a 90% tax on future earnings or be banned from working in the financial sector for the rest of their lives. 2yr ago from a Democrat in El Segundo, CA.
Only if the individuals broke laws - failure is in and of itself not criminal. 2yr ago from a Democrat in Lutz, FL.
Yes, but they are just small players in the overall global scheme of corruption that is capitalism. 2yr ago from a Green in Twin Falls, ID.
If crimes were committed, then yes. 2yr ago from a Libertarian in Colbert, WA.
They weren't doing anything illegal, but laws should be put into place that prevent that type of predatory lending in the future. 2yr ago from a Libertarian in Phelps, KY.
The executives must be help personally responsible for their actions. An eye for an eye; let the people who suffered at the executives' hands do the punishing. 2yr ago from a Libertarian in Diberville, MS.